Try dreaming up the things you can buy or do once you’ve saved some money. You’ll be able to go on vacations, buy a new car, or invest in a new house. Your savings isn’t only for leisurely purposes, of course. You can have a rainy day fund, be ready for your children’s schooling, or be prepared for the drawbacks of an unsuspected economic crisis. Having a decent savings account is like a safety blanket because you know that you’ll be ready for anything—good or bad.
Image: flickr.com/photos/68751915@N05
However, the actual process of saving money puts you in a roadblock. You just can’t seem to quite figure out how to set aside a certain amount every time you get your salary, for your savings account. With all the bills you have to pay—is it possible at all for you to save, and how can you actually do it?
If you’ve tried so many times to save but just end up failing, one way or another, here are a few ways to solve your problem:
Stop Procrastinating.
Don’t do it later. Don’t do it tomorrow. Start saving NOW.
The word “NOW” can be intimidating because it requires immediate action from you. If you still can’t find the motivation to start, make a list of all the pros and cons of saving money. Let the facts speak for themselves. You NEED to save money. One solid action is better than a thousand intentions.
Time Is Ticking.
You’re not getting any younger. If you are unable to take control of your spending habits and save money, the more likely you will find yourself in old age with a sad look on your already wrinkly face because you’re left with nothing in your pockets. When you’re a senior citizen, you will have all the time in the world, but what will you do if you have no money?
If you’re running out of reasons to save money, let the idea of retirement encourage you because that is a reality that will happen to everyone. Better enter that particular stage of human life with a hefty savings account. Doing so would make you ready to go down swinging.
Redefine Your Motivations.
Are you the type that needs “something” or “someone” to motivate or encourage them to be able to do something life-changing? If you are, you better STOP IT RIGHT THERE. The problem with this attitude is that you are only giving yourself an excuse to postpone saving. Don’t depend your decisions on feeling encouraged, or other external factors happening in your life. Like happiness, saving money is a choice.
You will be able to save money whether you are motivated or not. The only key is that you have to--
Try.
If you don’t give it a shot, you wouldn’t know just how successful you’ve become IF ONLY you tried. Treat it like a new experience. All you have to do is take one step, and then another, until saving becomes a habit. By then, you’ll be running a long way towards a stout savings bank account. Believe that saving money is possible, and you will be more than capable to accomplish it.
Don’t let your numerous failed attempts to save money stop you from doing better next time. Remember all these tips to keep you on your feet. Make your daydreams a reality by saving money… and by saving now. Good luck!
Do you have personal tips to help you save money? Help make the world a better place and share it with us in the comment section!
Save Up: Stop Planning, Start Exercising
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