Insurance Plans For Home Fixtures and Appliances

Repairing different parts of a home may be very expensive and well out of the budget of average homeowners. Fortunately, there are some options for protecting a home from expensive breakdowns. It is possible to purchase extended warranty packages that cover a variety of structures, fixtures and other parts of a house. Additionally, warranties might be purchased to cover appliances that tend to stop working properly due to normal wear and tear. After all, factory warranties expire in a few years when the appliances are still in perfect working condition.


Image: americanresidentialwarranty.com

Warranties are very useful for covering the costs of repairing furnaces, air conditioners, water heaters and water softeners. These major installations are expensive to purchase and service. However, homeowners might have the appliances repaired for only a small fraction of the cost by buying a household warranty package. In a sense, such a plan is like an insurance policy for things that need to get repaired sometimes. By contrast, a home insurance only covers the structures of a home such as roof, foundation, walls and ceilings.

Plumbing repairs could be covered under a whole house warranty plan. Sometimes, it may be necessary to replace the drain and supply lines due to unexpected problems such as bursts from frozen water. A company like American Residential Warranty and other businesses are examples of provides of home warranty plans. It is also possible to protect external structures such as swimming pool components, decks, athletic courts and other products that are costly to fix.

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